Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Understanding the SECURE Act Explaining the SECURE Act and how the changes affect your retirement strategy. Choices for Your 401(k) at a Former Employer Individuals have three basic choices with the 401(k) account they accrued at a previous employer. Saving for Retirement This calculator can help you estimate how much you may need to save for retirement.